I have the 90 Crystalline and like it a lot. I wasn't interested in privacy, just heat and UV rejection and maximum visibility. There's not much difference in heat and UV rejection with the darker tints.
Interior cracking is usually a UV effect, not a heat effect, and UV-rejecting tint helps a lot.
And the cabin will stay cooler. Tint is largely "one-way." Less radiation coming in, but about the same going out.
Don't know where you are, but it's generally illegal to tint the windshield in Texas, below the four inches or so that is already tinted.
I didn't care about "ROI"; cared about comfort. But I hope the interior will hold up longer, and not getting skin cancer on my left arm is priceless.