You may be correct, but it may also depend on the structure of the utility. I happen to live in San Antonio where our utilities are municipally-owned vs For-profit. The utility's community solar farms were sold out the same week that they became available - which includes net-metering and insurance on the panels that customers purchase.
There are plans to build more of them. This deal is so sweet that had it been around when we were shopping 5 years ago, we'd have been all over it back then. The ownership of the panels is transferable should you leave the service area and the net-metering can move with you across the service area if you're just moving across the metro area - home or apartment.
Here's a recent local radio program that talked about solar in our area. http://tpr.org/post/san-antonio-outshines-other-texas-cities-solar-energy-capacity