Actually I graduated somewhere else
If you aren't aware, 75% of our GDP is consumer spending. Not yacht purchases, not stock trading, not loans, not real estate, just plain spending by slugs like you and me. If you give a poor person a dollar they will spend it immediately on something they absolutely need (food, clothing, etc.) that they can't otherwise afford. If you give someone in the upper middle class that same dollar, it almost invariably winds up in a bank, because they have pretty much everything they already need. It doesn't take a lot of tax cut at the lower end of the spectrum to goose the economy. While tax cuts at the upper end simply create more wealth. And as I stated before, the economy is already hot (because of 8 years of that Community guy in charge). We are also at nearly full employment. One misstep and the economy may tank. Only this time we won't be able to cut interest rates, or raise taxes to help fix things. If you have a secure job and you can hold your 401K for at least 10 years, you may still come out ok.