Unfortunately for the colluders, as far as GM is concerned any dealer can sell a Chevrolet Protection Plan to anybody. Get a price from an out of state dealer and ask the locals to match it. If they don't, buy from the out of state guy.Given all the state laws designed to protect dealerships, it's more than a stretch to describe them as being part of a "free market". Way too many market distortions. I mean, in Florida dealers banded together and got a law passed that legally prohibits from competing on price for extended service plans. Basically there is no free market to depend on.