Yeah, we will need it in the next couple of years. I will be living off of after tax money for the next 4 years, and then I get a pension, SS, etc. So, it's money we would be taking out anyway, except, with tax were it not for the Volt. So, we should owe $0 tax each year until I reach age 62. That will be amazing! So, the idea during those years will also be to withdraw money up to the point it is taxed. That will fund those 4 years along with previous savings. So, in December each year will have to figure out about how much I can withdraw and still pay no tax and do so. Gee, what a fun game!
I still love how people say how many millions one needs for retirement. It always depends on circumstances, but, as it is, I will have vastly more money at retirement. And infinitely more time to do what I want to do.