[jonros]

Cost? Done thru dealer or some 'national' outfit? Thanks in advance.

 

[jayoldschool]

A dealer will likely subcontract to a glass place and just upcharge.

 

[tiger955rider]

Shattered or just damaged?

 

[jonros]

Shattered. Not the entire window; smash and grab - took a laptop bag and duffel bag. Wondering the cost, unsure if I should claim (GEICO, state of MA if it helps) or deal out of pocket (prob going to be costly...)
Haven't put an insurance claim in years - not clear on consequences, etc.

 

[tiger955rider]

Depending on your coverage and deductible amount, go the insurance claim route. The back glass on many cars can be the most expensive glass part.

 

[pcasey]

I don't know about the rear window. If the oem glass is special, such as having a "solar tint" or something like that, it might be best to specify oem glass. It will surely cost more.

We get lots of rock damage here in New Mexico. I had several repairs on my 2015 Volt, and then got a big chip right near the edge of the glass. I went to SafeLite. They said it couldn't be repaired, needed to be replaced. Apparently all their glass is cheap china-made. The Chevy dealer quoted me around $600 just for the oem glass, and then I would have to pay the labor for installation, which would be farmed out to a local glass shop, since the dealers don't do glass. I ended up getting a good enough repair on that edge crack; it lasted two years until I traded the car on my 2018 Volt (which got a rock crack within its first two weeks on the road!!)

I want oem glass because the Volt uses "special" glass that helps the car maintain cabin temps and (I assume) filter out at least some UV. I doubt that the $200 jobs use very good glass.

 

[tiger955rider]

The glass is made to spec no matter what brand or country of origin. Look for glass without defects from shipping and handling.

 

[jonros]

Thanks for all the replies. Went and put in a claim (GEICO online) - arrangements already made with JN Philips Autoglass. Zero deduct, but who knows how much my rates would go up.

 

[llninja]

I've pretty much stopped putting in small insurance claims for things I can afford to pay myself. I learned the hard way that too many claims in a short timeframe causes your insurance to skyrocket. Use insurance to cover the big items only (total of a car). I actually keep a $30K emergency fund around for these types of things. When something happens, pay for it, replenish the emergency fund, move on. I no longer keep the optional insurance around - only the stuff that is required (liability and collision in my state).

 

[jayoldschool]

On most policies, a glass claim does not cause rate increase.

 

[tiger955rider]

On most policies, a glass claim does not cause rate increase.

^This^ may not be true in the US or in certain states.