Whether the price is good depends on what your options are. You know the car so presumably it's a good one. When you go to the used market you're getting into a crap shoot. So I'd think it would be worth a few grand to be sure of the outcome. You could also try leasing again. Seems like you got a good deal the first time.
I suspect US Bank is more worried about the cars coming off leases. You may be able to get a larger discount but they no doubt have corporate guidelines.
Extended service plans are worth it if you shop around (any dealer in the US can sell you a plan) to get a good price and you want to limit your downside risk. Pretty much like getting insurance on most things. Some people will say that "on average" you'll spend more than you'll get back. That's true but it's true of all insurance. You are paying in order to avoid being the "lucky one" with several expensive repairs.
I suspect US Bank is more worried about the cars coming off leases. You may be able to get a larger discount but they no doubt have corporate guidelines.
Extended service plans are worth it if you shop around (any dealer in the US can sell you a plan) to get a good price and you want to limit your downside risk. Pretty much like getting insurance on most things. Some people will say that "on average" you'll spend more than you'll get back. That's true but it's true of all insurance. You are paying in order to avoid being the "lucky one" with several expensive repairs.
