The dealers have little incentive to negotiate in Ontario given limited dealer allocations, and Ontario $14K incentive (best in the world as far as I know). If you can get the GM Visa + 1600 off I would snap that up. You can't beat the car you will get at that price (with the incentive of course). I managed to get the GM visa discount plus free window tint and reduced dealer admin fee and no window etching fee (which is an absolute sham given Volt has Onstar and this is 2017 not 1980) so I am ok with this.